The Military Millionaire Podcast
 

The Military Millionaire Podcast

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Episodes

Our goal is to teach service members, and the working class how to build wealth, and invest in real estate so that you can achieve financial freedom and live the life you’ve always dreamed of!

Episodes

20 Things Veterans Do That Confuse Civilians

4 days ago

4 days ago

8 min

If you've ever flipped off a buddy driving past on the highway, stopped cold when you heard reveille, or felt physically uncomfortable when someone thanked you for your service, you already know what this episode is. Twenty habits from military life that never fully leave you, and that can seriously confuse the civilians around you.

In this episode, I walk through the full list: from greeting your best friends with the middle finger to standing at the position of attention during the national anthem, from using military lingo in normal conversation to keeping contingency plans for a night at a concert. Some of these are funny. Some hit different. All of them are real.

 

Timestamps

(00:00) - Intro

(00:32) - Flipping Off Friends

(01:39) - National Anthem Stance

(02:15) - Roasting and Branch Rivalry

(02:51) - Avoiding Political Discourse

(03:45) - Military Attire and Habits

(04:23) - Military Lingo

(04:36) - Waking Up at 5:30 AM

(04:46) - Judging Posture and Appearance

(05:03) - Showing Up Early

(05:19) - Dark Humor

(05:42) - Sounds That Hit Different

(06:09) - Last Names and Overpacking

(06:48) - Using Acronyms

(07:01) - Contingency Plans

(07:24) - "Living the Dream"

(07:57) - Avoiding the Grass

(08:12) - Being Thanked for Service

 

About the Show

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.


Resources & Links

 

Connect with David Pere

 

Produced by ⁠UNFLTR

Read more

12 Military Tax Benefits That Save You Thousands

Jul 21, 2026

Jul 21, 2026

12 min

Most service members leave serious money on the table every year because nobody sat them down and explained how the military's pay structure actually works from a tax perspective. I'm breaking down 12 tax advantages built specifically for active duty, Guard, Reserve, and veterans. From BAH exemptions and combat zone TSP contributions to the Section 121 capital gains exclusion that saved one of my buddies close to six figures on a home sale.

 

Timestamps

(00:00) - Intro

(00:27) - PCS Moving Expense Deductions

(01:09) - BAH, BAS, and Tax-Exempt Allowances

(03:06) - Roth vs. Traditional TSP

(03:54) - Deployment Tax Benefits and Combat Zone TSP

(04:48) - Tax Credits vs. Deductions Explained

(06:51) - Real Estate Tax Benefits and Section 121 Exclusion

(08:57) - State of Residence Strategy

(09:48) - Filing Extensions and Penalty Relief

(10:06) - Reserve and Guard Drill Deductions

(10:25) - Veteran Tax Advantages: Disability Pay, GI Bill, State Benefits

 

About the Show

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.

Free consultation with my personal tax and asset protection advisor: https://www.frommilitarytomillionaire.com/atg 


Resources & Links

 

Connect with David Pere

 

Produced by ⁠UNFLTR

Read more

The Biggest VA Loan Lies Agents and Lenders Tell

Jul 14, 2026

Jul 14, 2026

20 min

Real estate agents and lenders get the VA loan wrong constantly, and it's costing veterans and service members one of the most powerful financial tools they'll ever have access to. In this episode, I break down 11 of the most common lies I hear from agents and lenders who either don't understand the VA loan or don't want to learn it because it cuts into their commission. I'm a licensed agent, licensed lender, and VA loan expert, and I'm done watching people get talked out of the best mortgage in the world.

 

Timestamps

(00:00) - Intro

(00:27) - Lie #1: You Can Only Use the VA Loan Once

(01:57) - Lie #2: The Inspection Kills Deals

(03:33) - Lie #3: VA Appraisals Always Come In Low

(04:24) - Tidewater and Reconsideration of Value

(07:06) - Lie #4: Sellers Won't Accept VA Offers

(10:03) - Lie #5: VA Loans Take Longer to Close

(11:51) - Lie #6: You Can't Buy from a House Flipper

(12:51) - Lie #7: Closing Costs Block the Deal

(14:12) - Lie #8: VA Buyers Are Risky or Less Qualified

(15:09) - Lie #9: The Funding Fee Makes It a Bad Deal

(16:33) - Lie #10: You Can't Buy an Investment Property

(17:25) - Lie #11: VA Loans Are Complicated

(17:42) - The Bottom Line on VA Loans

 

About the Show

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.


Resources & Links

 

Connect with David Pere

 

Produced by ⁠UNFLTR

Read more

Sell or Rent Your House When You PCS?

Jul 7, 2026

Jul 7, 2026

11 min

Same duty station. Same VA loan. One friend gets paid to own his home. The other writes a $30,000 check just to leave. When orders came through, most guys asked the wrong question. It's not "should I sell or rent?" It's "did I buy something worth keeping?"

In this episode, I walk you through three real PCS housing scenarios, break down how to actually calculate cashflow (not the guru math that gets people wrecked) and give you a clear framework to know exactly what to do with your home before you move.

 

Timestamps

(00:00) - Intro

(00:27) - Jonathan's Story: The Win

(01:54) - The Adjutant's Story: The $30K Mistake

(03:18) - The Real Question to Ask

(03:39) - Equity Check

(04:39) - Real Cashflow Math

(06:39) - Intent: Home or Investment?

(07:13) - Landlord Reality and Cash Reserves

(08:00) - My First Duplex

(08:51) - Keep or Sell Framework

 

About the Show

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.


Resources & Links

 

Connect with David Pere

 

Produced by ⁠UNFLTR

Read more

Turn Your BAH Into Real Estate Cashflow

Jun 30, 2026

Jun 30, 2026

8 min

I did what most service members do. I found cheap rent, pocketed the difference from my BAH, and thought I was winning. Then I bought a duplex in Missouri and dropped my out-of-pocket housing cost to $110 a month. That's when everything changed. In this episode, I break down the three ways military members use their BAH and why only one of them actually builds wealth.

I walk through the real numbers on house hacking, the break-even buy, and the rent-and-spend trap, with honest math on what three to four years of saved BAH can look like when you put it to work. Your BAH is tax-exempt investment capital the military handed you. The question is whether you treat it that way.

 

Timestamps

(00:00) - Intro

(00:27) - The BAH pocketing trap

(01:42) - My duplex story

(02:06) - BAH is investment capital

(02:27) - Option 1: House hacking

(03:09) - Option 2: Break even buy

(04:25) - Option 3: Rent and spend

(05:33) - The house hack math

(06:45) - What $100K in BAH savings unlocks

 

About the Show

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.


Resources & Links

 

Connect with David Pere

 

Produced by ⁠UNFLTR

Read more

PCS to Rental Property Using the VA Loan

Jun 23, 2026

Jun 23, 2026

9 min

Every PCS is a chance to buy an investment property with zero or near-zero out of pocket, and most service members let it pass. I walk through the exact strategy I used three times across three duty stations: buy a multi-unit or house-hack-able property using the VA loan, live for free while you're there, then turn it into a cash-flowing rental when orders come through again.

I cover the full step-by-step, the common objections (deployments, market drops, not knowing where to start), and the real math behind why pocketing your BAH instead of spending it changes everything.


Timestamps

(00:00) - Intro

(00:27) - The PCS Investing Opportunity

(01:33) - Buy an Investment Property, Not a Dream Home

(02:09) - House Hacking with a VA Loan

(03:20) - Pocket Your BAH and Reinvest It

(04:21) - Turn It Into a Rental When You Move

(05:15) - Property Management Basics

(05:46) - My Real Portfolio Story

(07:12) - Handling Objections: Deploy, Market Drop, Don't Know Where to Start

(07:51) - Free Book + Resources

 

About the Show

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.


Resources & Links

 

Connect with David Pere

 

Produced by UNFLTR

Read more

11 Surprising Procedures Your Military Insurance Covers

Jun 16, 2026

Jun 16, 2026

9 min

Most service members have no idea how far their military medical benefits actually stretch. In this episode, I break down 11 procedures TRICARE and military hospitals will cover. From vision correction and rhinoplasty to vasectomies and scar revision. I also share the exact framework for getting elective procedures approved before you separate.

 

Timestamps

(00:00) - Intro

(00:48) - LASIK and PRK Vision Correction

(01:45) - Functional Rhinoplasty

(02:21) - Vasectomy Coverage

(02:42) - Breast Reductions and Implants

(03:44) - Cleft Lip and Palate Repair

(04:09) - Braces and TMJ

(04:36) - Wisdom Teeth

(04:57) - Varicose Vein Treatment

(05:09) - Scar Revision

(05:48) - Excess Skin Removal

(06:18) - Deviated Septum

(06:39) - On-Base Cosmetic Surgery Programs

(07:12) - How to Get Procedures Approved

 

About the Show

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.


Resources & Links

 

Connect with David Pere

 

Produced by UNFLTR

Read more

Military Money Myths You Need to Unlearn

Jun 9, 2026

Jun 9, 2026

18 min

Most service members are operating on bad financial information, and a lot of it comes from people they trust. In this episode, I break down 16 of the most common financial myths I see in the military, from BAH misconceptions and VA loan confusion to why rank doesn't equal financial intelligence and why "you deserve it" thinking will keep you broke. This is the no-fluff version of what I wish someone had told me when I first put on the uniform.

 

Timestamps

(00:00) - Intro

(00:33) - Myth 1: BAH Can Drop and Hurt You

(01:57) - Myth 2: Off-Base Dealerships Have Your Back

(02:48) - Myth 3: Getting Married for BAH Will Make You Rich

(04:19) - Myth 4: Rank Equals Financial Intelligence

(05:12) - Myth 5: Military Pay Is Not Enough

(07:09) - Myth 6: You Can Only Use the VA Loan Once

(07:41) - Myth 7: Deployments Automatically Set You Up

(08:28) - Myth 8: Waived Fee Means Safe Credit Card

(09:09) - Myth 9: Banks Owe You

(10:06) - Myth 10: Military Retirement Will Take Care of You

(11:03) - Myth 11: TSP Is All You Need

(11:42) - Myth 12: Just Buy a House at Every Duty Station

(12:45) - Myth 13: Financial Advisors Have Your Best Interest

(14:14) - Myth 14: All Debt Is Bad

(15:24) - Myth 15: You Deserve the Lifestyle Upgrade

(16:36) - Myth 16: You Have Time to Start Later

 

About the Show

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.


Resources & Links

 

Connect with David Pere

Read more

13 VA Loan Myths Costing You Millions

Jun 2, 2026

Jun 2, 2026

26 min

In this episode, I unpack 13 common VA loan myths that might be hurting your chances to actually succeed in real estate using your military benefits. We'll dive into the truth behind the occupancy rules, the funding fee, and how you can actually use this product multiple times to build your investment portfolio. If you want to move with clarity and confidence when it comes to your finances, these facts will help you maximize your benefits.

 

Timestamps

(00:00) - Intro

(00:36) - Myth 1: The two-year occupancy rule

(02:14) - Myth 2: You can only use the VA loan once

(04:08) - Myth 3: VA loans take forever to close

(05:51) - Myth 4: Sellers hate VA loans

(08:48) - Myth 5: You can't compete with cash offers

(10:09) - Myth 6: Lower credit makes VA loans risky for sellers

(11:43) - Myth 7: There is a limit to how much house you can buy

(14:14) - Myth 8: You cannot buy an investment property

(16:26) - Myth 9: The funding fee makes the VA loan too expensive

(19:08) - Myth 10: VA appraisals and strict inspections kill deals

(20:38) - Myth 11: You need landlord experience for multi-family properties

(22:35) - Myth 12: You cannot use the VA IRRRL if you move out

(23:50) - Myth 13: How BAH and disability income count towards your loan

 

About the Show

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.


Resources & Links

 

Connect with David Pere

Read more

6 Secrets to Maximizing Your VA Disability

May 26, 2026

May 26, 2026

7 min

In this episode, I break down six VA disability benefits that you may not have known about. We cover everything from how your tax-exempt compensation can help you qualify for bigger mortgages to little-known healthcare and education perks for your family. If you want to make sure you are getting the most out of your hard-earned benefits, this short episode will point you in the right direction.

 

Timestamps

(00:00) - Intro

(00:27) - Six VA disability benefits you may not know about

(00:50) - Tax-exempt income and grossing up for loans

(01:32) - Healthcare access and CHAMPVA for dependents

(02:47) - Waiving property taxes with a 100% P&T rating

(03:21) - Chapter 35 educational grants for your children

(03:47) - Discharging federal student loans

(04:59) - Additional state benefits, plates, and base access

(05:32) - Where to find world-class help for your VA claim

 

About the Show

On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.


Resources & Links

 

Connect with David Pere

Read more
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